More info
- Guest
- Nik Storonsky
- Published
- Oct 25, 2026
- Length
- 1 h 7 min
- Views when added
- 152,625
- Channel subscribers
- 146,000
Chapters from YouTube
- David Senra, who has read over 400 founder biographies, interviews Nik Storonsky, the founder of Revolut.
- Revolut began as a card for spending abroad. It's now a digital bank in about 38 countries.
- Nik says many banks have hired managers who avoid risk. He wants to be number one in 100 countries.
- In Ireland, he says, four of five adults already use Revolut.
- He calls the company a machine, where metrics decide which products get more money.
- He's also very hard on venture capital investors, and wants them to have no say in a company.
What they say
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Nik thinks hired bank CEOs avoid risk, and that leaves him an opening.
He says a big bank needs trust, which takes a license and being seen.
He runs the company as a machine and keeps removing bottlenecks.
New products start as small bets, and the numbers decide which ones survive.
He wants people who need almost no managing, and fires average ones.
He thinks easy money weakens founders, and Europe's hard conditions taught Revolut to optimize.
He thinks investors shouldn't have power, and a fight with one led to his fund.
AI already handles most Revolut support, and he wants AI employees and his own models.
If you only watch 15 min
Best if you run a company, especially if you've taken money from investors.
Books, people and tools they mention
People
Tools and companies
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Watch the whole video on YouTube (opens youtube.com)
David Senra